Introduction
Beau is a shareholder practicing in Fredrikson & Byron’s Bank & Finance, Corporate and Privacy Groups. Beau focuses on advising banks and other financial institutions on regulatory matters. His corporate practice also covers a range of areas including entity organization, acquisitions, sales, and mergers, primarily in the banking context. Beau has extensive knowledge regarding a number of financial regulatory areas including those related to check fraud, credit card acceptance, financial services licensing, information security breach notification, insider lending, legal lending limits, privacy notices, private placements, regulatory subpoenas, unclaimed property (escheat), usury, the Bank Holding Company Act, the Bank Secrecy Act, the Check Clearing for the 21st Century Act (“Check 21”), the Electronic Funds Transfer Act, the Fair Credit Reporting Act, as amended by the Fair and Accurate Credit Transactions Act (“FACTA”), the Gramm-Leach-Bliley Act, the Real Estate Settlement Procedures Act (“RESPA”) and the USA PATRIOT Act.
Education
- The University of Iowa College of Law, J.D., 2004, with distinction
- Grinnell College, B.A., 2001
Bar Admissions
- Minnesota, 2004
Practice Areas
Selected Publications & Presentations
- “Making the Most of Your Bank Holding Company,” Bank Holding Company Association Legal Live Webinar, February 9, 2012
- “Regulatory Agencies Renew Commitment to Internet Security,” FredNEWS: Bank & Finance, December 2011
- Presenter, “Key Developments that Every Banker Should Know,” Fredrikson & Byron Bank & Finance Seminar, September 22, 2011
- “Guaranties, Garnishments and Overdraft Fees: Case Law Continues to Emerge,” co-authored with Leah Janus, FredNEWS: Bank & Finance, June 2011
- “Do You Like Fiction? – Stock Purchase as an Asset Purchase,” co-authored with Thomas Garton, FredNEWS: Bank & Finance, March 2011
- “
- “Director Pitfalls in an Uncertain Economy,” Independent Community Bankers of
- “Crossing Your Fingers Is Not Enough: Preparing Your Response to Information Security Breaches,” FredNEWS: Bank & Finance, June 2010
- “Preparing for Bank Examinations in Today’s Challenging Environment,” Independent Community Bankers of Minnesota Legal Live Webinar, January 19, 2010
- “FDIC De Novo Guidance Provides Insight into FDIC Expectations,” FredNEWS: Bank & Finance, December 2009
- “Preparing for Bank Examinations in a Challenging Environment,” FredNEWS: Bank & Finance, June 2009
- “Patching the Quilt: An Overview of Bank Privacy Regulations,” Minnesota Continuing Legal Education Annual Banking Law Institute, April 8, 2009
- “HUD Issues New Affiliated Lender Rule,” FredNEWS: Bank & Finance, March 2009
- “The EU Directive on Data Protection: Uniform Standard or Patchwork of Privacy?,” FredNEWS: International, November 2008
- “Director Pitfalls in an Uncertain Economy,” Eide Bailly’s 28th Annual Bankers Seminar, October 30, 2008
- “Spitzer SAR Filings: ‘Business as Usual’ or Retaliation?,” FredNEWS: Bank & Finance, June 2008
- “Remote Deposit Agreement Reminder,” FredNEWS: Bank & Finance, March 2008
- “The Bank Customer Consumer Credit Report Correction Process,” FredNEWS: Bank & Finance, September 2007
- Contributing Author, Legal Link, Independent Community Bankers of Minnesota (2006-present)
- “Check Fraud Liability in the Wake of Check 21,” Fredrikson & Byron’s Bank Focus Newsletter, March 2007
- “Banking Regulators Release Guidance Regarding Lessons Learned from Hurricane Katrina,” Fredrikson & Byron’s Bank Focus Newsletter, December 2006
- “Minnesota Federal Court Addresses Information Security Breach Negligence Claim,” Fredrikson & Byron’s Bank Focus Newsletter, June 2006
- “Recent Developments,” Fredrikson & Byron’s Bank Focus Newsletter, March 2006
- “Recent Observations Regarding Suspicious Activity Reports,” Fredrikson & Byron’s Bank Focus Newsletter, June 2005
- “Panel Requires Individual Debtor's Legal Name to Perfect Security Interest,” Fredrikson & Byron’s Bank Focus Newsletter, March 2005
- The 2002 Farm Bill: One Small Step for Family Farmers, One Giant Leap Towards Corporate Production in Iowa, 29 J. Corp. L. 199 (2003).
Professional Activities
- American Bar Association, Business Law Section
- Minnesota State Bar Association, Business Law Section
- Independent Community Bankers of Minnesota, Legislative Committee Member
Honors & Distinctions
- Backpack Tutors, Inc., Director, President
- Journal of Corporation Law, Articles Editor (2003-04)
- Journal of Corporation Law, Member (2002-03)
- Iowa Attorney General, Consumer Protection Division, Intern (2001)