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Business Perspectives

Insight into the Credit Union Tax Bill from CBI CEO Dave Caris

March 28, 2018

We sat down with Community Bankers of Iowa CEO, Dave Caris, to have a conversation about the Iowa tax reform bill and its impact on banks, credit unions and the state of Iowa generally, as well as its likelihood of success in the Iowa legislature.

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Succession Planning

March 20, 2018

Succession planning is an often overlooked part of your bank’s overall strategic planning process.

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Enhancing Shareholder Value with Human Capital

March 14, 2018

Shareholder value in a bank is enhanced when the individuals who manage and operate the bank have an incentive to maximize profitability. 

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Success and Failure in Bank Auctions: Part Two

February 27, 2018

Last week we talked about a unique bidding process, which ended up being a success for the selling bank. This week we will look at an example of how not to conduct an auction.

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Success and Failure in Bank Auctions: Part One

February 20, 2018

The twin pressures of succession planning and increased regulatory burdens have caused many bank owners to consider selling their banks. What is the best way to sell your bank?

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Letters of Intent: A Primer

January 30, 2018

Most bank acquisitions start with a conversation and proceed to a letter of intent before the binding definitive purchase agreement is signed. Is a letter of intent necessary? Probably.

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Indemnification in an Acquisition

January 23, 2018

There are some key concerns to consider when drafting the indemnification section in an acquisition agreement.

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Fiduciary Duties of Directors

January 16, 2018

Directors owe these fiduciary duties to the corporation: care, loyalty, good faith, compliance and oversight.

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The Emergency Powers of a Board of Directors

December 12, 2017

There is a little-known provision of the Iowa Business Corporation Act which gives a board of directors extraordinary power during an emergency. How might this provision affect your business?

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